Estate planning
At Samuels Financial it is our aim to advise you on how to protect you and your estate.
Estate planning is the process by which an individual or family arranges the transfer of assets in anticipation of death. An estate plan aims to preserve the maximum amount of wealth possible for the intended beneficiaries and provide flexibility for the individual prior to death. A major concern for drafters of estate plans is continual changes in legislation. Samuels Financial work with you to ensure that your estate plan remains current and will be executed according to your wishes.
There are many areas we need to consider when looking to protect our family and our homes. Inheritance tax, capital gains tax, illness and loss of income are just a few of these. Assessing suitable protection lies at the heart of what we do at Samuels Financial.
Estate planning can be an area that few people greet with enthusiasm and many, not surprisingly, would rather delay consideration of these matters. Worryingly, so few people do anything about their potential inheritance tax liability that HM Revenue & Customs collected £2.80 billion in 2008 / 2009 alone*.
Please contact us for an informal discussion about your estate and the provisions you either have in place or wish to implement. Involving a professional adviser now will help you to ensure that your assets go to your beneficiaries in the most tax efficient way.
* Source: Pre-Budget Report, December 2009
Please be aware that trusts are not regulated by the Financial Services Authority.
