Later life planning
It can be quite a daunting experience when you are considering what to do with your estate when retirement may be some way in the future.
However, it makes perfect financial sense to think about it now as good planning can help to maximize allowances and minimize liabilities for your loved ones when the time comes.
The St. James’s Place Later Life Planning Scheme enables you to safely reduce your exposure to Inheritance Tax by providing monetary gifts to your loved ones and secure an income which, should the need arise later in life, will help cover your long term care costs.
Key benefits of the Later Life Planning Scheme:
- Safely make monetary gifts to loved ones during your lifetime
- Reduce or even eliminate your exposure to Inheritance Tax
- Arrange a pre–set income for life to help safeguard against care costs, if required in the future
- Keep control of your money
- Benefit from using gifts & trusts (*)
If you would like to receive a free ‘Later Life Planning’ Fact Sheet and find out more about how we could help you and those closest to you to look forward to the future with security and confidence, please let us know.
(*) Trusts are not regulated by the Financial Services Authority.
