Banking
The St. James's Place Bank is not like a normal high street bank. You can manage your account 24 hours a day online, speak to one of the friendly client services team or alternatively talk to us at Samuels Financial.
The emphasis is on building and maintaining a long-term client relationship as financial needs evolve; an alliance that is bound by common objectives. In addition to the personal banking services available from St. James's Place Bank, we can also facilitate the following:
Commercial Lending
We can effect introductions on all aspects of commercial lending, whether it is a straightforward property purchase, a property investment for your SSAS / SIPP or financing for major building projects.
Business Banking
We can assist you on all your business banking requirements. We can look at your current arrangements to ensure you are paying the lowest possible charges on your accounts and whether they are operating in a tax efficient way.
Private Client Banking Services
We recognise that your day-to-day banking arrangements can play a crucial role in helping you meet your goals, whether sourcing the right residential or commercial mortgage * or tracking down the right deposit rate.
Through the St. James’s Place Bank (a division of Bank of Scotland plc) we can offer clients a highly innovative portfolio of accounts that maximize the benefits of telephone banking and internet access, together with a very different approach to the way interest is charged on loans or is paid on deposits. The way in which the account operates is designed to either reduce the interest on any borrowings or to maximize the interest received (which will be taxable).
* This service is not regulated by the Financial Services Authority.
Your home may be repossessed if you do not keep up repayments on your mortgage.
